Larry and Co-founder, Peter Gray, launched Zip in 2013 with the goal of disrupting the broken credit card model, using technology to create a transparent, fairer and more flexible alternative. Larry has led the company from its beginnings as an Australian fintech, to where it is today – an ASX200 company with over five million customers globally and a $6 billion valuation.

Before deciding to disrupt the payments industry, Larry had spent 12 years working in retail, technology and investment banking, where he first saw the opportunity to digitise financial services with innovative products that bring customers and merchants together. His career included two years at Deutsche Bank as a Senior Associate within the Corporate Finance team and three years as an Investment Banking Manager at Macquarie Capital.

Today, Zip is a leading global BNPL player operating across five markets: Australia, New Zealand, the UK, USA and South Africa.

Larry holds a Masters of Commerce and Finance from the University of New South Wales, as well as a Bachelor of IT from the University of Technology, Sydney. He grew up in Sydney’s eastern suburbs, where he still lives with his wife and three sons.