Angela Galardi Ceresnie is the CEO of Climb Credit, a student finance company that evaluates the return on investment of education programs. She joined Climb as the Chief Operating Officer in 2016, and quickly helped shape the operations, culture, and future of the Climb, earning her the role of CEO in 2018. Prior to Climb, Angela co-founded and was COO/CFO of Orchard Platform—an analytical toolset offered to institutional investors to purchase loans from marketplace lenders. Before her time at Orchard, she spent 8 years running various credit risk analytics teams at American Express and Citibank where she made billions of dollars’ worth of data-driven credit decisions