RevolutionCredit is an award-winning interactive behavioral analytics platform for real time credit decisioning. We generate predictive signals directly from consumer borrowers at the point of transaction by delivering bite-sized, gamified Personal Financial Management interactions (PFMi). The scores and insights generated help creditors identify upwardly mobile consumers: those who will perform 1-2 credit score bands better than what their current credit score would indicate. Creditors can approve more consumers, retain and grow existing relationships, mitigate risk, and build brand loyalty. For consumers, RevolutionCredit offers a compelling and progressive alternative to a rejection or penalty. Consumers can now qualify for credit products and terms for which they would not based on their credit score(s) alone.