China Rapid Finance (“CRF”) is a leader in marketplace lending and credit decisioning in China. CRF has both a broad offline network and one of the largest online lending platforms in China, built upon proprietary advanced analytics technology, a proven track record in credit risk management, and a focus on full lending transparency and regulatory compliance. Through its own distribution channels as well as partnerships with technology leaders, CRF brings credit access opportunities to a broad group of Chinese consumers – many of whom are accessing credit for the first time in their lives. CRF has achieved many firsts in China’s consumer credit market, including the creation of the first Chinese language-enabled credit decision engine, which has been adopted by leading Chinese commercial banks. With over 4,000 employees, 70 branch offices, more than 300,000 loans originated in 2014, and a strategic partnership with Tencent to provide credit access to tens of millions of consumer borrowers, CRF is playing a critical role in transforming the Chinese credit market. CRF is able to bring better analytics and service to an underserved consumer population, and leads the emerging marketplace lending industry in China in terms of transparency, regulatory compliance, scalability and quality management. CRF’s CEO, Dr. Zane Wang, leads a management team with extensive, global experience in consumer lending. Dr. Wang is a seasoned veteran in credit analytics, having previously served as the Global Head of Analytics at Sears Credit. He has advised on the establishment of the first Chinese national credit bureau, and has built CRF to become the leading credit decisioning solution provider in China.